Has your vehicle been repossessed by a Buy-Here-Pay-Here dealership? Repossessions are hard on folks. You’ve lost your car. You’ve lost the money that you’ve put into it. Your credit has taken a hit. Maybe your neighbors or co-workers witnessed the whole thing and it’s embarrassing. Simply getting a car repossessed […]
Pyramid Schemes. False Advertising. Deceptive Sales Scams. This behavior has been officially protected by the Alabama Legislature. In March of 2016, Mr. Phillip “Phil” Williams, an Alabama state Senator from Huntsville, offered a huge favor to fraudulent businesses: he proposed SB270. This was a law that amended the Alabama Deceptive […]
Deciphering Car Sale Contracts, Continued. If you haven’t read the first part of this article, you should read it here. Today we look at all that fine print on the back side of your car sale contract, and figure out what it all means. XI. Finance Charge and Payments. […]
The Alabama Supreme Court Hates Working People and Loves Big Corporations. Here’s Yet Another Example. On June 26, 2015, the Alabama Supreme Court issued a decision in the case of American Bankers Insurance Company of Florida v. Gladys Tellis. Now, for those of us who have been living for a while […]
January 18, 1995: JUSTICE THOMAS, with whom JUSTICE SCALIA joins, dissenting. I disagree with the majority at the threshold of this case, and so I do not reach the question that it decides. In my view, the Federal Arbitration Act (FAA) does not apply in state courts. I respectfully dissent. […]
Ferry & Nicholas Sends Advertisement Letters to Debtors in Alabama. I believe they may be sending false advertisements. If you have been sued by a debt collector or credit card company in Alabama, you’ve probably received a letter from a company called Ferry & Nicholas. They claim to be “professional […]
At 8:59 A.M., my office phone rings. A frantic woman answers: “My car just got repossessed.” As she proceeds to tell me her story, it becomes clear that this isn’t a garden variety repossession. Most repossessions, I confess, are totally legal. A car was bought on an installment contract; payments […]
Certified Pre-Owned Vehicle Programs Sometimes Cover Past Wrecks. Beware of Trusting the “Certified” Label.
When you’re looking to purchase a car, all you want is a reliable, comfortable car that you can afford. If you either cannot or will not spend the money to buy a brand new vehicle, then a used car is your only choice. Certified Pre-Owned Vehicles can be a decent option, if you’re dealing with a manufacturer who stands behind their certification and do your diligence ahead of time.
But many times, the certified label is nothing more than a fancy sticker used to raise the price of the car. Some manufacturers have even been known to repaint wrecked cars and then push them through their “certified” process. Or more commonly, allow dishonest dealer sales personnel to conduct the “certification” and simply rubber stamp the dealer’s certification.
If you paid certified-car money for a vehicle that was previously wrecked or used as a daily rent-a-car, you should talk to your lawyer about your options for getting your money back.
If you live in Alabama and would like a free consultation regarding your rights with certified pre-owned vehicles, call us at 251.272.9148 today.
Fraud. noun | \frȯd\ An intentional perversion of truth for the purpose of inducing another in reliance upon it to part with some valuable thing belonging to him or to surrender a legal right. A false representation of a matter of fact, whether by words or by conduct, by false […]