debt collectors

“Asset Recovery Associates” sued for FDCPA and Fair Credit Violations

Financial Credit Service, Inc., also known as “Asset Recovery Associates, Inc.” has been sued in Alabama for violating the Fair Debt Collection Practices Act and Fair Credit Reporting Act. Our client is a recently retired docks worker.  He has good credit, good income, and has made it a practice of […]

Hired Ferry & Nicholas? Consider Getting a Refund – Alabama Debtor’s Rights Lawyer Judson E. Crump

Ferry & Nicholas Sends Advertisement Letters to Debtors in Alabama.  I believe they may be sending false advertisements. If you have been sued by a debt collector or credit card company in Alabama, you’ve probably received a letter from a company called Ferry & Nicholas.  They claim to be “professional […]

$6,000 Midland Funding Collection Lawsuit Defeated – Alabama Consumer Rights Attorney Judson E. Crump

Midland Funding, LLC sued my client over an alleged balance due on a Target Credit Card.  We went to trial and won. Like a lot of Americans, my client had suffered some financial setbacks that caused her to fall behind on some of her bills.  When she was unable to […]

What Makes a Debt Collection Call Illegal? – Alabama Consumer Credit Attorney Judson E. Crump 1

Are You Getting Harassing Telephone Calls From Debt Collectors?  They Might Be Illegal! Sure, a bona fide creditor has a right to ask you for payment, but when do good faith collection efforts end and illegal harassment begin? There are basically two ways that a phone call can be illegal: The […]

Payday lenders keep calling me after filing bankruptcy. What do I do? – Alabama Bankruptcy Attorney Judson E Crump

We’ve all seen the TV commercials: “Stop foreclosures, wage garnishments, and repossessions NOW!  Call Alabama Bankruptcy Attorney Passem Tuaparalegal TODAY!” And if you’ve filed bankruptcy, the primary reason you did so was to stop all of your creditors from calling you, taking your paycheck, taking your house, and doing all […]

Midland Funding Lawsuit Defeated – Mobile, Alabama Attorney Judson E. Crump

My client was sued by Midland Funding for a credit card account they said he once had with HSBC Bank Nevada, NA.  I answered the complaint for him and the case was set for trial.  The collection lawyer was there with a stack of documents they said proved their case. […]

Debt Collector Pays Mobile, Alabama Woman to Settle FDCPA Lawsuit – Alabama Consumer Credit Attorney Judson E. Crump

Back in October 2013, a Mobile woman came to me with a debt collection lawsuit brought against her by Portfolio Recovery Associates.  She was in dire straits and had no way to pay for a lawyer, but she also could not afford to lose 25% of her wages to a […]

Cavalry SPV I, LLC collection lawsuit dismissed – Alabama Collection Defense Lawyer Judson E Crump

One of my clients was sued by Cavalry SPV I, LLC for a Capital One Best Buy credit card.  They claimed that he owed about $5,000 and that they were the assignees of the debt.  That means that Capital One/Best Buy gave up on trying to collect from him directly, […]

Cavalry SPV I, LLC Collection Lawsuit Defeated- Alabama Collection Defense Attorney Judson E Crump 3

Our client was sued twice by Cavalry SPV I, LLC for $2598.80 on a credit card he once had with HSBC.  The card had, allegedly, been transferred to Capital One Bank, N.A. at some point, and then to Cavalry SPV I, LLC.  Cavalry SPV I, LLC then sued my client.  He answered the […]