Chapter 7

Credit Reports & Mortgage Payments After Bankruptcy – Alabama Consumer Credit Attorney Judson E. Crump

“I filed bankruptcy a few years ago, but I kept my house and have made my mortgage payments.  Why isn’t my good payment history being reported on my credit reports?” A lot of consumers in Alabama have been noticing an unexpected problem with their credit reports after bankruptcy: their mortgage […]

Can you Keep your House if you file bankruptcy? – Alabama Bankruptcy Lawyer Judson E Crump

Can you keep your house if you file bankruptcy in Alabama? Sometimes.  Yes, that’s a disappointingly lawyerish answer and I hate that for you.  I really do.  Because i love straight answers as much as anyone else, and if you’re considering filing bankruptcy then things are probably not great in your […]

Alabama’s Exemption Statute – Why so stingy? – Alabama Debtor’s Lawyer Judson E Crump 2

DID YOU KNOW? Alabama (No Longer) has the weakest exemption statute in the country. This is a correction to a previous article I wrote, which has been made necessary by a positive change in Alabama law. In January of 2015, I wrote the following article about Alabama’s exemption statute: “What’s […]

How the Bankruptcy Courts Reward Bad Lawyering, Part 2 – Alabama Bankruptcy Attorney Judson E. Crump 1

  How do you know a good bankruptcy lawyer from a bad one? This is a tougher question.  It is hard to advise in this regard without overgeneralizing.  There are some large firms that do a good job, and a lot of small firms and solos that are complete hacks. […]

How the Bankruptcy Courts Promote Bad Lawyering – Alabama Bankruptcy Lawyer Judson E. Crump 1

Bankruptcy Lawyers Get Paid More for Being Bad Lawyers I’m bound to catch some flack from my colleagues in the bankruptcy bar for this article, but if anyone out there has a valid rebuttal to my points, I’ll be the first one to welcome it.  Let’s face it: in the current […]

What is Bankruptcy Good For? – Alabama Consumer Credit Attorney Judson E Crump 1

I spend a lot of time trying to convince people not to file bankruptcy without first looking at all of their options. Sometimes, when you have what seems like a hundred bill collectors calling you every day, it feels like there is just no possible way out of the swamp […]