Chapter 13


Can Child Support be Withheld from Your Paycheck After Filing Chapter 13? – Alabama Consumer Bankruptcy Lawyer Judson E. Crump

Only temporarily, says the Eleventh Circuit Court of Appeals. Bankruptcy lawyers all know how much of a pain it can be to deal with child support in a bankruptcy case.  The reason for this is a relatively recent addition to the Bankruptcy Code –  §362(b)(2)(C), which says that “domestic support obligations” […]


Alabama’s Exemption Statute – Why so stingy? – Alabama Debtor’s Lawyer Judson E Crump 2

DID YOU KNOW? Alabama (No Longer) has the weakest exemption statute in the country. This is a correction to a previous article I wrote, which has been made necessary by a positive change in Alabama law. In January of 2015, I wrote the following article about Alabama’s exemption statute: “What’s […]


Cost of Chapter 13, Part 2: How Your Lawyer Calculates your Plan Payment – South Alabama Bankruptcy Lawyer Judson E. Crump

Part 2 – How Your Lawyer Calculates Your Chapter 13 Plan Payment   So just how does the lawyer arrive at that number?  Now, as much as I love to warn people about the signs of a bad bankruptcy lawyer, there usually is no pressing need for the lawyer to […]


What does Chapter 13 Bankruptcy Cost? – South Alabama Bankruptcy Lawyer Judson E. Crump 1

The Cost of Chapter 13 Bankruptcy, Part 1.   In 2013, there were 3,223 Chapter 13 bankruptcy cases filed in the Southern District of Alabama. Of those, I would estimate that in only 3,220 of those cases did the debtors have any idea how their Chapter 13 payment was calculated. […]


How the Bankruptcy Courts Reward Bad Lawyering, Part 2 – Alabama Bankruptcy Attorney Judson E. Crump 1

  How do you know a good bankruptcy lawyer from a bad one? This is a tougher question.  It is hard to advise in this regard without overgeneralizing.  There are some large firms that do a good job, and a lot of small firms and solos that are complete hacks. […]


How the Bankruptcy Courts Promote Bad Lawyering – Alabama Bankruptcy Lawyer Judson E. Crump 1

Bankruptcy Lawyers Get Paid More for Being Bad Lawyers I’m bound to catch some flack from my colleagues in the bankruptcy bar for this article, but if anyone out there has a valid rebuttal to my points, I’ll be the first one to welcome it.  Let’s face it: in the current […]


Can you stop a foreclosure in Alabama without filing bankruptcy? – Alabama Consumer Credit Attorney Judson E Crump 3

Rarely. I realize that there are a number of “law firms” from other states that claim to be able to stop or delay foreclosures without filing bankruptcy.  They are all scams. If you never listen to another word from a foreclosure lawyer, listen to this one: there are three ways to […]


What is Bankruptcy Good For? – Alabama Consumer Credit Attorney Judson E Crump 1

I spend a lot of time trying to convince people not to file bankruptcy without first looking at all of their options. Sometimes, when you have what seems like a hundred bill collectors calling you every day, it feels like there is just no possible way out of the swamp […]