Bankruptcy


Can Child Support be Withheld from Your Paycheck After Filing Chapter 13? – Alabama Consumer Bankruptcy Lawyer Judson E. Crump

Only temporarily, says the Eleventh Circuit Court of Appeals. Bankruptcy lawyers all know how much of a pain it can be to deal with child support in a bankruptcy case.  The reason for this is a relatively recent addition to the Bankruptcy Code –  §362(b)(2)(C), which says that “domestic support obligations” […]


Credit Reports & Mortgage Payments After Bankruptcy – Alabama Consumer Credit Attorney Judson E. Crump

“I filed bankruptcy a few years ago, but I kept my house and have made my mortgage payments.  Why isn’t my good payment history being reported on my credit reports?” A lot of consumers in Alabama have been noticing an unexpected problem with their credit reports after bankruptcy: their mortgage […]


Can you Keep your House if you file bankruptcy? – Alabama Bankruptcy Lawyer Judson E Crump

Can you keep your house if you file bankruptcy in Alabama? Sometimes.  Yes, that’s a disappointingly lawyerish answer and I hate that for you.  I really do.  Because i love straight answers as much as anyone else, and if you’re considering filing bankruptcy then things are probably not great in your […]


Alabama’s Exemption Statute – Why so stingy? – Alabama Debtor’s Lawyer Judson E Crump 2

DID YOU KNOW? Alabama (No Longer) has the weakest exemption statute in the country. This is a correction to a previous article I wrote, which has been made necessary by a positive change in Alabama law. In January of 2015, I wrote the following article about Alabama’s exemption statute: “What’s […]


Payday lenders keep calling me after filing bankruptcy. What do I do? – Alabama Bankruptcy Attorney Judson E Crump

We’ve all seen the TV commercials: “Stop foreclosures, wage garnishments, and repossessions NOW!  Call Alabama Bankruptcy Attorney Passem Tuaparalegal TODAY!” And if you’ve filed bankruptcy, the primary reason you did so was to stop all of your creditors from calling you, taking your paycheck, taking your house, and doing all […]


My Bankruptcy Lawyer Sucks: What can I do about it? – Alabama Consumer Bankruptcy Attorney Judson E Crump

Should I fire my bankruptcy lawyer? So an unfortunate reality of life is that when you hire a professional to provide an expensive, specialized professional service, unless you or a really close friend or relative is part of that specialized profession, you have no idea if you’re getting a decent […]


Cost of Chapter 13, Part 2: How Your Lawyer Calculates your Plan Payment – South Alabama Bankruptcy Lawyer Judson E. Crump

Part 2 – How Your Lawyer Calculates Your Chapter 13 Plan Payment   So just how does the lawyer arrive at that number?  Now, as much as I love to warn people about the signs of a bad bankruptcy lawyer, there usually is no pressing need for the lawyer to […]


What does Chapter 13 Bankruptcy Cost? – South Alabama Bankruptcy Lawyer Judson E. Crump 1

The Cost of Chapter 13 Bankruptcy, Part 1.   In 2013, there were 3,223 Chapter 13 bankruptcy cases filed in the Southern District of Alabama. Of those, I would estimate that in only 3,220 of those cases did the debtors have any idea how their Chapter 13 payment was calculated. […]


How the Bankruptcy Courts Reward Bad Lawyering, Part 2 – Alabama Bankruptcy Attorney Judson E. Crump 1

  How do you know a good bankruptcy lawyer from a bad one? This is a tougher question.  It is hard to advise in this regard without overgeneralizing.  There are some large firms that do a good job, and a lot of small firms and solos that are complete hacks. […]


How the Bankruptcy Courts Promote Bad Lawyering – Alabama Bankruptcy Lawyer Judson E. Crump 1

Bankruptcy Lawyers Get Paid More for Being Bad Lawyers I’m bound to catch some flack from my colleagues in the bankruptcy bar for this article, but if anyone out there has a valid rebuttal to my points, I’ll be the first one to welcome it.  Let’s face it: in the current […]