Alabama Collection Defense Attorney Judson E Crump
Did you know that a large portion of debt collection lawsuits are invalid, and the only reason they ever win judgments is because the people being sued don’t know their rights? If you’ve been sued by a collector, you may think that you don’t have a chance, but that simply isn’t true. Very often, they don’t have the documents to prove their case. And even if they do, you may have defenses you don’t know about: the debt could be too old, the case could be under the wrong legal theory, they may be charging illegal fees.
If any of these things are true, you don’t have to sit down and let a judgment take your hard earned wages and bank accounts. First, Answer the Complaint. Then, talk to an experienced debt defense lawyer. We may be able to stop the lawsuit in its tracks and wipe that debt off of your credit report – without filing bankruptcy!
Most of the lawsuits we see nowadays seem to be based on old credit card debt. I routinely go to court to fight credit card lawsuits and I use the Alabama Rules of Evidence and Alabama and Federal Rules Civil Procedure to make sure that no junk debt buyers get judgments without hard proof. Even when it seems like the credit card companies are going to win, with the right lawyer on your side, the uncertainty of a trial can convince them to take a settlement offer with a steep discount.
Some collectors and creditors I’ve beaten at trial are:
- Midland Funding,LLC & Midland Credit Management
- Cavalry SPV I, LLC
- NCEP, LLC
- LVNV Funding
- JH Portfolio Debt Equities
- Discover Bank
- Harbin, LLC
- Portfolio Recovery Associates
- Jefferson Capital Systems
- Autovest, LLC
- Bureaus Investment Group No 15
And hiring a lawyer may be more affordable than you think. I defend ordinary folks against lawsuits by banks, credit cards, repossession companies, mortgage servicers, junk debt buyers, collection agencies, and auto lenders. I know that not all of my clients can afford thousands of dollars of attorney’s fees, so I work with people who need to make affordable payment plans. I am Alabama debt defense attorney Judson E. Crump, and I have successfully beaten lawsuits by all sorts of collectors and credit card companies.
Call me at 251.272.9148 and we can begin preparing your defense today. Consulting with me is free – not consulting me could cost you thousands.
Below: Why I Defend Collection Lawsuits