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Judson E. Crump, PC

250 Congress Street, Mobile, Alabama 36603

Tel:  251.272.9148

Fax: 251.650.1207

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39 thoughts on “Contact

  • Kristen Bearden

    Hi Mr. Crump, I spoke with you about a month ago pertaining to a case you had against auto vest, llc. I have been in contact with lawyers locally and they said that they have heard of 6 yrs for statute of limitations. Could you email me that case or case info so I can show this lawyer? Any help would be greatly appreciated. I couldn’t remember if your email had your middle initial or not. Thank you.

    • Attorney Judson E Crump Post author


      I have done business bankruptcy in the past, but at this point, I don’t have time to start and run a new Chapter 11. If you just need advice for dealing with bankruptcy matters, though, feel free to give me a call.


  • Paul Goens

    I bought a 2014 TDI golf. Are these (40x) emissions higher than nationwide EPA standards, or 40x CALIFORNIA standards? I have been talking to VW dealers and they like to point to the Cali standards and downplay EPA general standards. They are also saying that I don’t HAVE TO do the fix (whatever or whenever that is). But that will not do much for the environment, and I just have too much conscience for that. They are, however willing to give some pretty sweet deals for a trade in for a regularly aspirated engine model (like a GTI Golf), (because that might be cheaper than what they may be faced with?).
    Unfortunately, VW is not very forthcoming on what fix may be in store. My (our) dilemma now is: will I lose so much gas mileage that paying extra for diesel fuel will no longer be cost effective (if it is down to regularly aspirated engine mileage, why pay more for diesel?).
    Pretty much all the dealer service guys can tell me is to go to the website:, which basically says, “Eh, yeah, we uh…screwed up. Sit tight and we’ll get back to ya on that.”
    So, I am getting kind of antsy. Do I beat the rush, trade this thing in on a GTI, (they are making it tempting), or bet that it won’t really amount to too much when all is said and done?

    • Attorney Judson E Crump Post author


      First, I’m glad to hear that you have some environmental conscience. Most people only care about money, and that, I opine, is the whole reason things like this happen in the first place.

      Second, it still is not clear what VW’s fix is going to be. Most engineers who have looked at the problem believe that there can’t be a fix that will not negatively affect performance. If they could change the computer to run well and still not pollute, don’t you think they’d have done that in the first place?

      If they’re offering you a really good deal on a trade-in, that is certainly something to consider. I can’t advise you at this point because I’m not your attorney, but you should speak to someone licensed in your jurisdiction. If you live in Alabama, give me a call.


  • Deb

    Mr. Crump-
    I just left a post on your March blog entry re Go Financial. If you think I might have a case that you can assist me with, please contact me via email and I will then provide my other contact information.

    Thank you!
    Deb in Ohio

  • Vikas Kumar

    Hi Judson,
    I’m trying to put together an article on Credit Acceptance Corporation. I came across the default judgment you got set aside that included an inflated affidavit from a CACC employee. I was wondering if you might have a few minutes to talk about whether this practice is rampant. I’m trying to figure out whether in light of the CFPB and FTC cracking down on aggressive debt collection practices CACC is at risk.


  • Delia Chalas

    Premium Asset services LLC is calling me at work and speaking to my boss and other colleagues saying that they have been trying to contact me because I am being sued. They also said to one of my colleagues that if I don’t call them back they will send a sheriff to serve me a summon at my work location. Not to mention that I am a teacher and that they already had called my principal, assistant principal, the school secretary among others. At this point, they are leaving messages on everybody voicemail at my school.

    Thank you

      • Attorney Judson E Crump Post author

        That’s fantastic advice, you asshole. Since you’re so keen on sharing your wisdom, why don’t you make an appointment to come and talk to my client who spent all his money fighting his wife’s cancer because the insurance company wouldn’t cover her? Or how about the woman whose husband left her and their baby with nothing and took their only automobile so she lost her job?

        Grow some balls and don’t post anonymous crap on my website.

  • Scott

    Being sued by parnell and crum on a old car loan if have no doc on when last payment was made but think it was before 2009. I anwsered fist set of papers with some of your advice now he has jumped to a court date i got notice from the circuit court of calhoun county yesterday and the court date is for 1-12-2016 i am filling a letter asking court for a new court date because everbody is closed or cant talk to me until 1 st week in jan

  • Vivian

    If a credit card company withdrew money out of my bank account without authorization, can I sue them?

    I was called for a late payment and the man asked me if I was going to pay on that instance, and I said ok. I waited for the man to tell me that I was about to be recoded for the authorization of the payment and it seems like the line got dropped and I never confirmed authorization of payment… thus I didn’t expect the money to be drafted from my checking account, but it did.

    It usually happens that the man notifies me that the authorization from me is going to be recorded for the specific amount owed, and this time it didn’t happen and I still got charged.

    Than you

    • Attorney Judson E Crump Post author


      If they truly lacked authorization to draw the money from your account, then you may be able to sue them. Typically, though, the party responsible for unauthorized electronic fund transfers is the bank where your account is. If the transaction was truly unauthorized, then you should be able to write a letter disputing liability on the transaction to your bank. You must do this shortly after receiving the first statement from your bank showing the inaccurate item.

      If you live in Alabama and want help with this matter, call me at 251.272.9148.


  • Charion Smith

    I recently purchased a car from a dealership. I didnt have enough down payment so I paid my down payment out. I was told that I was purchasing a car through him. I would make payment to his dealership. At the time I am 18years of age. Resident of Alabama .I brought my car from Mississippi . I sent my parents to pay the 2nd to the last payment of the down payment arrangements. Next thing I know my parents are home with my car. First let me say the car had 190k miles on it. They wanted 6000 cash but 7999 to finance. I told them I could pay 250 a month. My parents signed the paperwork. On the day the they came home with my car they called an told me I don’t pay them we pay credit acceptance. I find out I have to pay $14000 dollars for a car that was suppose to be $8000 with 190k miles . Not only that I have pay them no matter what. So I’m stuck with the car. I can’t take it back. What should I do? Ive had the car 6months. All payments on time.

    • Attorney Judson E Crump Post author


      I hate to hear stories like this. Unfortunately, if you bought the car in Mississippi, then the deal is governed by Mississippi law and you’ll have to hire a Mississippi lawyer. I do not practice in Mississippi. Regardless, you should closely look at all the paperwork you signed. A good lawyer will be able to review the deal and tell you what rights you have.

      Best of Luck.


  • Blake Akers

    I had a HELOC loan through NBC bank, which was acquired by RBC bank, which is now owned by PNC bank. The loan was set to reach maturity in 2013. I was informed of this six months before the date. I did everything I could to refinance before it reached maturity spending hours on the phone with various reps. No one could figure out how to do it since the loan was two mergers ago. Upon maturity the entire amount $45,000 was due and they would not accept a payment in the same amount that I had been faithfully making for ten years. They reported six missing payments of $45,000 to the credit bureaus and destroyed my credit score. This has cost me thousands already in high interest loans and I am about to relocate for a job and get a bad interest rate on a 30 year loan.

    • Attorney Judson E Crump Post author


      The first thing you should do is check out your loan documents. If there was an early maturity date built into the HELOC, it should definitely have been in the original loan paperwork. If the loan did in fact mature already and has remained unpaid, there may not be anything you can do about it, because what the credit reports reflect about the loan may be technically correct. Read the loan contract for any exceptions to the maturity date or right to refinance.

  • Shay

    Hello Mr. Crump,
    Could you provide me with an email address for you? I would like to send some messages about a used car I purchased in July. The trim was misrepresented by the salesperson, and the dealership is not taking responsibility for it. Thanks so much!

  • Melissa

    I am being taken to small claims court in Baldwin, AL at the end of January by CACH, LLC. I have never had any communication with them prior to being served and I cannot afford an attorney. I’m kind of freaking out as I am trying to represent myself and I do not do well speaking to people I do not know and I am worried that I am going to break under the anxiety of things and end up with a judgement. I don’t see anything from CACH, LLC on my credit report and there are a few things in the papers that I was served that are raising a flag for me such as inconsistent dates. The Exhibit B “Bill of sale” has three different dates on it and the Affidavit has yet another date. (There is also a typo on the date for the Bill of Sale, it is dated- January 26, 20616 is that relevant?) I am probably overthinking on all of this but I am hoping you may have some pointers for me.

    Thank you for your time