iPhones, iPods, and MacBooks are Super Expensive. What do you do when they fail? As we all know, Apple products are more expensive than their Android counterparts, due to the panache and trendy image that Apple has managed to cultivate among consumers. And to be fair, Apple products are usually […]
My Client was sued by NCLST for over $180,000 of Student Loans. We got the cases dismissed. National Collegiate Student Loan Trust filed 4 separate lawsuits against my client in the Circuit Court of Washington County, Alabama. They alleged that my client was liable for 4 separate student loan promissory […]
$19,333.52 Judgment Awarded Against the Law Offices of Paul A. Herman Back in 2013, our client faced insurmountable credit card debt incurred paying for medical expenses when her child broke a limb. Like many honest people who don’t want to file bankruptcy, she was contacted by a debt settlement company […]
Student Loans are one of the biggest financial burdens facing young people today. And it isn’t just young people. In fact, some of the worst student loan practices involve middle-aged and older people who are trying to get education to re-train for a new career. If you’ve fallen behind on your student […]
“If I file bankruptcy, will I lose my job?” A lot of people worry about the impact that a bankruptcy filing can have on their employment prospects. Certainly, having a bankruptcy on your record is never a good thing. But can you lose your job over it? As it happens, Section […]
If I get another call from (207) 213-1127, I’m suing you. I got a phone call from a number of never heard of. The number was from a 207 area code and the complete number was 207-213-1127. I picked it up, thinking, which of my clients got a Maine phone […]
‘Pension Funding’ or ‘Pension Advance’ Companies can be dangerous to deal with. My client (we’ll call him “JF”) was a hard working U.S. Navy veteran. When his wife’s sickness put him into a spot of financial trouble a couple of years ago, he found an advertisement from a company called “Future […]
Should you send in small payments on big debts to stay “in good standing?” Short Answer: NO. I got a call recently from a lady who had a solidly defensible debt collection case. She had been sued by an alleged assignee of an old creditor. The account was appearing on […]
What if there was a quick and easy way to tell if a car dealer was shady before you even set foot on their lot? Well, there is. Just look at the windows of the vehicles and see if there are any prices listed. Or you can look at the […]
Debt Collectors Should Be Able to Prove You Owe Them. It isn’t enough just to list an account number and some flashy letterhead. They should be able to prove that you owe them money. And not just that you owe them something, but that you owe them what they’re asking […]