The CFPB


Congress Can’t Do Anything, But They Still Find Time to Protect Big Banks – Alabama Consumer Finance Attorney Judson E. Crump

The U.S. House of Representatives Recently Passed a Bill to Help Large Financial Institutions Get Away with Ripping Off Their Customers. It’s called the “Financial Services and General Government Appropriations Act,” and its current bill number is H.R.5485.  Why does it matter?  A little backstory is needed.  Back in 2009, before people had […]


This Is Why People Think Lawyers are Full of Crap

I love my job.  Sure, I don’t get the huge payouts of the personal injury lawyers, or the television snippets of the criminal defense bar, or the posh offices and guaranteed salary of the corporate lawyers.  But I get something a lot of lawyers don’t: I get to ask for […]


A Microcosm of the Congressional Dysfunction Created by Industry Lobbyists – Two Letters to the CFPB 1

Last year, the Consumer Financial Protection Bureau decided to finally get around to regulating sketchy car dealers and other non-bank arrangers of consumer financing. Why?  Because as everyone who deals with auto dealers and their financing partners knows, car dealers very often conceal important facts from the people they deal […]


Foreclosure Timeline in Alabama Under the New Dodd-Frank Rules – Alabama Consumer Credit Attorney Judson E Crump

The Dodd-Frank Wall Street Reform Act of 2009 did a lot to help ordinary people deal fairly with their lenders and mortgage servicers.  In the bad old days, the only rules that mortgage companies had to comply with were the terms of the contracts they wrote to protect themselves from […]