Video Q&A: The cleverest corporations that break consumer protection laws: Credit Bureaus – Alabama Credit Attorney Judson E Crump

Alabama Credit Reporting Attorney Judson E. Crump discusses why he thinks credit bureaus are relatively smart businesses to fight in court.

To summarize:

Though the major consumer reporting agencies* make mistakes all the time, actually taking them to court can be tricky because they are specialized in their field and have experience from decades of business and thousands of lawsuits behind them. They know how to deal with FCRA litigation, have very good professional witnesses, and don’t hire bad law firms.

Proceed cautiously, but don’t be intimidated.

*credit bureaus, credit report companies, credit reporters, these all are defined by 15 U.S.C. 1681 – the Fair Credit Reporting Act – as “consumer reporting agencies,” so that is the term I use for them as well.

Dealing with Requests for Admissions in a Credit Card Lawsuit – Alabama Consumer Credit Attorney Judson E Crump

Proving a credit card debt can actually be a tricky thing if you have serious opposition.  But collection lawyers have a few tricks up their sleeves that you may encounter.  One of the worst is a discovery device called “Requests for Admissions.” What is a request for admissions? A Request […]