Government


Alabama Legislature Working Hard to Protect Scammers, Pyramid Schemes, and False Advertisers – Alabama Consumer Rights Lawyer Judson E. Crump 1

Pyramid Schemes.  False Advertising.  Deceptive Sales Scams.  This behavior has been officially protected by the Alabama Legislature. In March of 2016, Mr. Phillip “Phil” Williams, an Alabama state Senator from Huntsville, offered a huge favor to fraudulent businesses: he proposed SB270.  This was a law that amended the Alabama Deceptive […]


Fine Print Explained: Car Sale Contracts, Part 2 – Alabama Consumer Rights Attorney Judson E. Crump

Deciphering Car Sale Contracts, Continued. If you haven’t read the first part of this article, you should read it here. Today we look at all that fine print on the back side of your car sale contract, and figure out what it all means.   XI.  Finance Charge and Payments. […]


Alabama Supreme Court Continues to Harm Working People for the Benefit of Wealthy Corporations – Alabama Consumer Rights Advocate Judson E. Crump 1

The Alabama Supreme Court Hates Working People and Loves Big Corporations.  Here’s Yet Another Example. On June 26, 2015, the Alabama Supreme Court issued a decision in the case of American Bankers Insurance Company of Florida v. Gladys Tellis.  Now, for those of us who have been living for a while […]


Scalia’s Last Betrayal: AT&T Mobility v. Concepcion – Brokenhearted Catholic Lawyer Judson E. Crump 1

January 18, 1995: JUSTICE THOMAS, with whom JUSTICE SCALIA joins, dissenting. I disagree with the majority at the threshold of this case, and so I do not reach the question that it decides. In my view, the Federal Arbitration Act (FAA) does not apply in state courts. I respectfully dissent. […]


Congress Can’t Do Anything, But They Still Find Time to Protect Big Banks – Alabama Consumer Finance Attorney Judson E. Crump

The U.S. House of Representatives Recently Passed a Bill to Help Large Financial Institutions Get Away with Ripping Off Their Customers. It’s called the “Financial Services and General Government Appropriations Act,” and its current bill number is H.R.5485.  Why does it matter?  A little backstory is needed.  Back in 2009, before people had […]


A Microcosm of the Congressional Dysfunction Created by Industry Lobbyists – Two Letters to the CFPB 1

Last year, the Consumer Financial Protection Bureau decided to finally get around to regulating sketchy car dealers and other non-bank arrangers of consumer financing. Why?  Because as everyone who deals with auto dealers and their financing partners knows, car dealers very often conceal important facts from the people they deal […]


In terms of food, housing and other essentials, the cost of being poorhas always been exorbitant. Landlords, grocery stores and other commercial enterprises have all found ways to profit from those at the bottom of the ladder…

In addition to probation, municipal court systems are also turning collections over to a national network of companies like Sentinel that profit from service charges imposed on the men and women who are under court order to pay fees and fines, including traffic tickets (with the fees being sums tacked on by the court to fund administrative services).

When they cannot pay these assessed fees and fines – plus collection charges imposed by the private companies — offenders can be sent to jail. There are many documented cases in which courts have imprisoned those who failed to keep up with their combined fines, fees and service charges.

“These companies are bill collectors, but they are given the authority to say to someone that if he doesn’t pay, he is going to jail,” John B. Long, a lawyer in Augusta, Ga. active in defending the poor, told Ethan Bronner of The Times.”

 

http://www.nytimes.com/2014/08/27/opinion/thomas-edsall-the-expanding-world-of-poverty-capitalism.html