Credit Discrimination


What to do if your Credit Application is Denied? – Alabama Consumer Credit Attorney Judson E Crump

I remember the first time I applied for a credit card.  I wanted to buy my school books on Amazon.com, and they had this big banner on the website that said I could get a 10% discount if I bought my stuff with their Amazon.com credit card.  So I clicked […]


Is a lender or finance company required to tell you why you were denied credit in Alabama? – Alabama Consumer Credit Attorney Judson E Crump

Absolutely.  And they have to tell the truth as well. Whenever you apply for credit – be it an automobile loan, a credit card, a home mortgage, refinance, or any other sort of credit, the Equal Credit Opportunity Act requires the lender to do two things: 1) they must notify […]