Auto Loans


Why you never keep your car sale paperwork in your car. – Alabama Consumer Rights Lawyer Judson E. Crump

At 8:59 A.M., my office phone rings.  A frantic woman answers: “My car just got repossessed.” As she proceeds to tell me her story, it becomes clear that this isn’t a garden variety repossession.  Most repossessions, I confess, are totally legal.  A car was bought on an installment contract; payments […]


This Is Why People Think Lawyers are Full of Crap

I love my job.  Sure, I don’t get the huge payouts of the personal injury lawyers, or the television snippets of the criminal defense bar, or the posh offices and guaranteed salary of the corporate lawyers.  But I get something a lot of lawyers don’t: I get to ask for […]


Can the Repo Man Do That? The Law on Repossessions. – Alabama Consumer Protection Attorney Judson E. Crump 31

About a million cars are repossessed each year in the United States.  Many of these are illegal, though most debtors (and a lot of repo agencies) don’t know it.  So just what makes a repossession illegal? Breach of the Peace. A secured creditor can only repossess their collateral if they […]


Dealer Didn’t Pay Off Your Trade-In? What To Do About It – Alabama Consumer Protection Lawyer Judson E. Crump

“My Trade-In Vehicle wasn’t paid off by the Dealer.  Now it’s still on my credit report as past due.  What can I do?” Believe it or not, this question comes up fairly often.  You go car shopping, and you find a car you like, negotiate a value for your trade-in […]


Car Paid for but still no Title? What you can do about it. Alabama Consumer Finance Attorney Judson E. Crump

You’ve worked hard.  You made your payments, and finally, the vehicle is YOURS!  Right?   So after your hard work and dedication, after you’ve made every payment that was due, you expect a free & clear certificate of title to your vehicle.  After all, that is what the contract entitles you […]


Don’t sign a waiver when you retrieve your belongings from a repossessed automobile. – Alabama Consumer Credit Attorney Judson E Crump

If you have had a vehicle repossessed recently and the repo man or towing company refuses to let you access your vehicle, they have to give you your property back.  This means they must either mail it to you or give you a chance to come and get it.  But […]


Have Problems with a Car Loan from Go Financial? – Alabama Consumer Finance Attorney Judson E. Crump 7

GO Financial (a.k.a. “GO Credit” or “GFC Lending”) Finances Subprime Auto Sales.  If you think your legal rights have been violated, speak to a consumer protection lawyer right away. GFC Lending, LLC is a subprime auto finance company based in Phoenix Arizona, doing business under the name of “Go Financial.”  You […]


When a car is repossessed, can you get back your belongings that were left in the vehicle? Yes. – Alabama Consumer Finance Attorney Judson E Crump 28

People come to me often looking for help dealing with debt left over after a car has been repossessed by a dealer, bank, or auto finance company.  When I ask about the repossession itself, I very frequently hear something like this: “They wouldn’t even let me get my stuff out […]


What is the Statute of Limitations on Contracts in Alabama? – Alabama Consumer Rights Attorney Judson E Crump 5

If someone owes you money, you cannot wait forever to take them to court.  The law places a time limit on every lawsuit.  It’s called the Statute of Limitations. And the Statutes of Limitation exist for good reasons.  Evidence gets lost.  Memories fade.  People move on with their lives.  Business would […]